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Home > State > Executive > Insurance Division - DCBS

Insurance Division - DCBS > Web site

The Labor and Industries Building in Salem houses the central offices of the Insurance Division. (Oregon State Archives Photo)

The Labor and Industries Building in Salem houses the central offices of the Insurance Division. (Oregon State Archives Photo)

Present Duties

Insurance regulation in Oregon began in 1887, when the Secretary of State was given ex officio powers as Insurance Commissioner. The Department of Insurance—which later became the Insurance Division—was created in 1909. The Insurance Division empowers and protects consumers through fair and efficient regulation while encouraging a financially stable, innovative and competitive marketplace. The division licenses insurance companies and producers (agents) doing business in Oregon, examines insurers for solvency and compliance with insurance law, and approves insurance products to be offered to the public. The division also reviews rates charged for some insurance products to protect Oregonians from excessive or unnecessary rate increases, provides information to help consumers make informed decisions about insurance, and investigates consumer complaints against insurance companies and producers (agents).


Contact Information

Mailing Address: PO Box 14480, Salem 97309-0405
Telephone: 503-947-7980; Consumer Advocacy Unit: 503-947-7984
Fax: 503-378-4351
General Email:
Contact: Laura Cali, Commissioner
Administrative Rules Coordinator Email: Karen Winkel
Records Officer Email: Joan Hader
Staff Directory from
Location Map: by Yahoo! Maps

Legal and Legislative Information

Statutory Authority: ORS Chapters 465, 646A, 731-735, 737, 742-743, 743A, 744, 746, 748, 750, 752
Budget Analysis (PDF) - by Legislative Fiscal Office
Audit Reports - select agency from menu

Records, Publications and General Information

Agency History (PDF) - a detailed history of the agency (part of DCBS)
Records Retention Schedule (PDF) - a list of the public records kept at the agency (part of DCBS)
State Archives Holdings - a select list of the agency's records available for research at the State Archives
State Library Publications - a link to the Oregon State Library Catalog