The Oregon Legislative Assembly established the Insurance Pool Governing Board (now called the Office of Private Health Partnerships) in 1987 to increase the number of employers who voluntarily provide health care coverage for employees and their dependents. The agency mandate was to increase access to group health benefit plans by developing a preventive and primary care program to minimize care cost shifts caused when hospitals provide uncompensated services. The population target was the self-employed and small businesses with 25 or fewer employees who had not offered group health insurance coverage to any employee within the last two years. The program provides businesses with choice of insurance carriers, benefits, and affordable insurance plan options.
The Office of Private Health Partnerships consists of seven voting members, six of whom are appointed by the Governor and one by the DCBS Director. The Principle Executive Manager serves at the pleasure of the Board and is responsible for directing and implementing the Board's mission.
The program currently serves over 11,000 small employers covering over 33,000 employees and dependents and generates over $40 million in annual premiums. This program is for small employers and is under a completely different set of mandates and administrative rules than the Oregon Medical Insurance Pool, individual health insurance, or the small employer health insurance programs.
Although created by the 1987 Legislative Assembly, the Board did not begin offering insurance until May 1, 1989. The Board first operated under the direction and within the Worker's Compensation Division of the Department of Insurance and Finance, sharing staff with the Oregon Medical Insurance Pool. In 1993, the Legislative Assembly created the Department of Consumer and Business Services and moved the Insurance Pool Governing Board to its administrative control. In 1995, the IPGB became a fully independent agency though it still shared staff with the Oregon Medical Insurance Pool.
The 1997 Legislative Assembly added a new program to the Insurance Pool Governing Board. House Bill 2894 established the Family Health Insurance Assistance Program that increased health care access to approximately 21,000 Oregonians. This program grants subsidies to help finance health insurance for Oregon's working poor who are not enrolled in Medicaid but are unable to pay for health insurance for themselves and their dependents.
The Director oversees and manages the operation of the Insurance Pool Governing Board (IPGB).
The Administrative Support division manages the payroll and personnel functions for the agency and its employees. The division holds policy records for the agency and acts as a central record holder for other divisions and temporary projects.
The Family Health Insurance Assistance Program division grants subsidies to help finance health insurance for Oregon's working poor who are not enrolled in Medicaid but are unable to pay for health insurance for themselves and their dependents.
The Fiscal Management division processes vendor payments, conducts fixed asset inventory, prepares statistical reports for the Insurance Pool Governing Board, and receives reports on dedicated agency funds managed by the Treasury.
The Marketing Information refers client calls and requests for insurance to local insurance agents and maintains records of insurance agents who have met the IPGB criteria for referral.
Insurance Pool Governing Board budget, 1999-01.
Insurance Pool Governing Board website: www.ipgb.state.or.us
Oregon Blue Book. Secretary of State. 1987-1999.
Oregon Laws. 1987-1999.
Oregon Revised Statutes. 1997.
Primary Agency Statutes and Administrative Rule Chapters
ORS 171 Appointments by presiding officers
ORS 653 Health Insurance Pool
OAR 442 Office of Private Health Partnerships